Serving Texas & Oklahoma — the Texoma Region
Insights & education

Articles

Plain-language articles on voluntary benefits, broker partnerships, and what employers should know — written by Sandra and her team.

For Brokers

Why Self-Enrollment Systems Are Quietly Devaluing Your Clients’ Benefits

Self-enrollment systems promised brokers a simpler open enrollment. Log in, click through the plans, submit before the deadline, done. The pitch sounds…

Jul 20, 2026 9 min read
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For Employers

How much do voluntary benefits cost an employer?

Here’s the honest answer to what voluntary benefits cost an employer: often nothing — and set up the right way, it can…

Jun 9, 2026 5 min read
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For Brokers

5 questions every broker should ask a voluntary benefits partner

Most brokers I’ve talked to over the years didn’t really choose their voluntary benefits partner. The relationship just happened — a carrier…

Apr 30, 2026 5 min read
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For Employers

How small business owners actually use voluntary benefits to win the talent war.

The hardest conversation I have with small business owners isn’t about voluntary benefits retention. It’s about losing. Losing the welder who left…

Apr 30, 2026 5 min read
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For Brokers

Group medical alone isn’t enough anymore — and brokers feel it first.

For most of my 30 years as a voluntary benefits broker partner, the conversation with brokers has gone the same way: “We’ve…

Apr 30, 2026 4 min read
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For Employers

How to offer real benefits when group medical isn’t in your budget.

You’re running a small business. You want to take care of your people. But every quote you’ve gotten on group medical has…

Apr 30, 2026 4 min read
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